If you are working and on a low income there are a number of
ways in which you may be able to get help with buying a home. There
are a number of schemes available. Some involve buying a home in
stages, others provide a low cost loan towards the purchase price;
if you are leaving a council home you may be entitled to a grant to
put towards buying a home. Depending upon your current
circumstances you may be entitled to apply to one or several
schemes.
Shared ownership: Shared ownership allows first time buyers who
can't afford a home on the open market to buy a home from a
Registered Social Landlord (Housing Association) in stages.
Do it Yourself Shared Ownership - DIYSO: Do It Yourself Shared
Ownership allows NHS workers who can't afford to buy their first
home on the open market to buy a home purchase on the open market
in stages.
Homebuy: The Homebuy scheme can help first time buyers who can't
afford a home on the open market by providing a loan of 25% of the
value of the home purchased.